This privacy notice for Beyond Financial LLC ("Company," "we," "us," or "our") explains how we collect, use, and share your personal information when you interact with our services ("Services"), including but not limited to:

• Visiting our website at https://www.beyondfinllc.com, or any related sites that link to this policy.

• Engaging with us through other channels such as phone calls, marketing, or events.

 

Questions or concerns? Understanding this privacy policy will help you know your rights and choices regarding your personal information. If you disagree with our policies, please refrain from using our Services. For any questions, please reach out through our website's "Contact Us" section.

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 1. INFORMATION WE COLLECT

We collect personal information that you voluntarily provide when expressing interest in obtaining information about us, our products, and our Services, when you participate in activities related to the Services, or when you contact us directly.

Personal Information Provided by You: The type of personal information we collect depends on the context of your interactions with us and the Services, your choices, and the features you use. This may include: Name, Email address, Social Security Number, National ID, Date of birth, Company Account ID, Other similar identifiers.

All personal information you provide must be true, complete, and accurate, and you must notify us of any changes.

When you visit, use, or navigate our Services, we may automatically collect information that does not reveal your specific identity (such as your name or contact information) but may include device and usage information, such as IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for internal analytics and reporting.

We use cookies and similar technologies to collect information automatically, which may include:

• Log and Usage Data: Service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services. This may include IP address, device information, browser type and settings, information about your activity in the Services, device event information, and hardware settings.

• Device Data: Information about the device you use to access the Services, such as IP address, device and application identification numbers, location, browser type, hardware model, internet service provider and/or mobile carrier, operating system, and system configuration information.

• Location Data: Information about your device’s location, which can be precise or imprecise. The amount of information collected depends on your device's settings. Opting out of location data collection may impact certain features of the Services.

 

 2. HOW WE PROCESS YOUR INFORMATION

We use your information to provide, improve, and manage our Services, communicate with you, ensure security and fraud prevention, and comply with legal requirements. We may also process your information for other purposes with your consent.

Depending on your interactions with our Services, we may process your personal information for purposes such as:

• Delivering and facilitating the delivery of services to you.

• Responding to user inquiries and providing support.

• Sending marketing and promotional communications, in accordance with your preferences. You can opt out of marketing emails at any time.

 

 3. INFORMATION SHARING

We may share your personal information in the following situations:

• Business Transfers: During negotiations of, or in connection with, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.

• Business Partners: With our business partners to offer you certain products, services, or promotions.

 

 4. COOKIES AND TRACKING TECHNOLOGIES

We use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use these technologies and how you can refuse certain cookies is set out in our Cookie Notice.

 

 5. RETENTION OF YOUR INFORMATION

We retain your personal information only for as long as necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will delete or anonymize such information. If this is not possible (for example, if your personal information is stored in backup archives), we will securely store your personal information and isolate it from any further processing until deletion is possible.

 

 6. SECURITY OF YOUR INFORMATION

We have implemented appropriate and reasonable technical and organizational security measures to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure. Thus, we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.

 

 7. INFORMATION FROM MINORS

We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or the parent or guardian of such a minor and consent to their use of the Services. If we learn that personal information from users under 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under the age 18, please contact us by emailing to beyondfinancialcalifornia@gmail.com.

 

 8. YOUR PRIVACY RIGHTS

If you are located in the EEA or UK and believe we are unlawfully processing your personal information, you have the right to complain to your local data protection supervisory authority. Contact details can be found here: https://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.

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If you are located in Switzerland, contact details for the data protection authorities are available here: https://www.edoeb.admin.ch/edoeb/en/home.html.

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Opting out of marketing and promotional communications: You can unsubscribe from our marketing and promotional communications at any time by clicking the unsubscribe link in the emails we send or by contacting us by emailing to beyondfinancialcalifornia@gmail.com. You will be removed from our marketing lists; however, we may still communicate with you for service-related purposes.

Cookies and similar technologies: Most web browsers accept cookies by default. You can choose to set your browser to remove or reject cookies, but this may affect certain features or services of our Services. To opt out of interest-based advertising by advertisers on our Services, visit https://www.aboutads.info/choices.

 

 9. DO NOT TRACK FEATURES

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized, and we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you in a revised version of this privacy notice.

 

 10. CALIFORNIA PRIVACY RIGHTS

If you are a resident of California, you are granted specific rights regarding access to your personal information. California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information below.

If you are under 18 years of age, reside in California, and have a registered account with our Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).

 

CCPA Privacy Notice

The California Code of Regulations defines a “resident” as:

(1) Every individual who is in the State of California for other than a temporary or transitory purpose; and

(2) Every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose.

All other individuals are defined as “non-residents.”

If this definition of “resident” applies to you, we must adhere to certain rights and obligations regarding your personal information.

We may also collect other personal information outside of these categories in instances where you interact with us in person, online, or by phone or mail in the context of:

• Receiving help through our customer support channels;

• Participation in customer surveys or contests; and

• Facilitation in the delivery of our Services and to respond to your inquiries.

 

How do we use and share your personal information?

More information about our data collection and sharing practices can be found in this privacy notice.

You may contact us by emailing to beyondfinancialcalifornia@gmail.com.

If you are using an authorized agent to exercise your right to opt out, we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.

 

Will your information be shared with anyone else?

We may disclose your personal information with our affiliates and/or service providers pursuant to a written contract between us and each affiliate or service provider. Each service provider is for a for-profit entity that processes the information on our behalf.

We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be “selling” of your personal information.

Company has not disclosed or sold any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months.

 

Your rights with respect to your personal data

Right to request deletion of the data – Request to delete

You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities.

 

Right to be informed – Request to know

Depending on the circumstances, you have a right to know:

Whether we collect and use your personal information;

• The categories of personal information that we collect;

• The purposes for which the collected personal information is used;

• Whether we sell your personal information to third parties;

• The categories of personal information that we sold or disclosed for a business purpose;

• The categories of third parties to whom the personal information was sold or disclosed for a business purpose; and

• The business or commercial purpose for collecting or selling personal information.

In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.

 

Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights

We will not discriminate against you if you exercise your privacy rights.

 

Verification process

Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g., phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.

 

We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.

 

Other privacy rights

• You may object to the processing of your personal information.

• You may request correction of your personal data if it is incorrect or no longer relevant or ask to restrict the processing of the information.

• You can designate an authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.

• You may request to opt out from future selling of your personal information to third parties. Upon receiving an opt-out request, we will act upon the request as soon as feasibly possible, but no later than fifteen (15) days from the date of the request submission.

 

To exercise these rights, you can contact us by emailing to beyondfinancialcalifornia@gmail.com. If you have a complaint about how we handle your data, we would like to hear from you.

 

 11. UPDATES TO THIS NOTICE

We may update this privacy notice from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.

 

 12. CONTACT INFORMATION

If you have questions or comments about this notice, you may contact us by emailing to beyondfinancialcalifornia@gmail.com or by post to:

 

Beyond Financial LLC 

3006 S Vermont Ave #181 

Los Angeles, CA 90007 

United States

 

 13. REVIEW, UPDATE, OR DELETE YOUR DATA

Based on the applicable laws of your country, you may have the right to request access to personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, contact us by emailing to beyondfinancialcalifornia@gmail.com

 

 14. USE OF ELECTRONIC RECORDS

In order for you to apply for and, if approved, receive a cash advance, a loan or other product from Company or its affiliates, you need to (1) consent to receive any agreement, all legally required disclosures, notices (including privacy notices), and other information (together, the “Electronic Records”) in electronic form and (2) use “Electronic Signatures” for entering into any loan agreement with Company. Before you can consent as described above, Company is required by law to provide you with certain information and disclosures about the use of Electronic Records. The Statement on the Use of Electronic Records (“Statement”) is intended to provide you with such information and disclosures.

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Scope of Your Consent. Your consent applies to (1) all Electronic Records related to servicing your loan, including but not limited to privacy and collection notices, (2) All related information provided by you to complete the application process, (3) all Electronic Records related to requesting loan or product information, replying to an advertisement or mailer, and contacting us regarding a product or transaction.

Withdrawing Your Consent and Updating Your Contact Information. You may withdraw your consent to receive Electronic Records at any time after receiving a loan product, at no additional costs to you, by contacting us through our website's "Contact Us" section. Please ensure that Company has your latest email address and other contact information by updating it in your customer portal.

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Computer or Mobile Device Requirements. BeyondFinancial.com supports the latest web browsers. To access our site, ensure your computer or mobile device is up to date and visit our Terms & Conditions for more info. To save your Electronic Records, your computer or mobile device must be capable of saving Electronic Records being viewed by your web browser. Moreover, to download, save, and view a copy of your Electronic Records, you will need a browser or software capable of rendering Adobe Acrobat PDF files. You may also print Electronic Records if you have a printer and related software needed to print pages viewed in a web browser.

Paper Copies. You may receive paper copies of any of the Electronic Records by printing or downloading the Electronic Records directly to your computer, or by written request, with specific details of the Electronic

Records you want mailed to:

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Beyond Financial LLC 

Attn: Records Request 

3006 S Vermont Ave #181 

Los Angeles, CA 90007 

United States

 

Please include your name, home address we have on record for you, account ID, and mailing address if different.

 

Request for Company to Share Your Application Information with a Third Party. For you to apply for and, if approved, receive a cash advance, a loan or financial product from any third party with which you request Company to share your application or personal information (“Third Party”), you need to consent to receive all legally required disclosure notices (including privacy notices), and other information (the “Electronic Records”) from the Third Party in electronic form. You may receive paper copies of any of the Electronic Records of the Third Party by printing or downloading such Electronic Records directly to your computer, or by written request by contacting the Third Party at their mailing address, email address, or telephone provided by Third Party. You may withdraw your consent to continue receiving Electronic Records from the Third Party at any time by contacting the Third Party. Your consent applies to all Electronic Records related to your loan or financial product and transaction with the Third Party.